** Darwen Home Decor are not the official lender. Finance offered by ClearPay. Finance based on affordability, and credit is subject to status. Borrow responsibly, your credit score may be affected by late payments / defaults. Late payment may result in £12 fee. First initial payment due upon ordering. Remaining 3 payments due every 2 weeks. Applicants must be 18 or over. Maximum credit limit £1000. Terms and conditions apply.